EMIR – Regulation (EU) No 648/2012 on OTC derivatives, central counterparties and trade repositories
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Consumer protection | Date of publication: July, 2012
Regulation that covers clearing and bilateral risk-management requirements for over-the-counter (‘OTC’) derivative contracts, reporting requirements for derivative contracts and uniform requirements for the performance of activities of central counterparties (‘CCPs’) and trade repositories.
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EMIR – Regulation (EU) 2019/834, amending EMIR
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Consumer protection | Date of publication: May, 2019
Regulation which introduces amendments to EMIR regarding, among other aspects, relevant definitions, clearing obligation, suspension of the clearing obligation, reporting requirements, risk-mitigation techniques for OTC derivative contracts not cleared by a CCP, registration and supervision of trade repositories and requirements for trade repositories.
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Mortgage Credit – Directive 2014/17/EU on credit agreements for consumers relating to residential immovable property
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Consumer protection | Date of publication: February, 2014
Common framework for certain aspects of the laws, regulations and administrative provisions of the Member States concerning agreements covering credit for consumers secured by a mortgage or otherwise relating to residential immovable property.
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MAD – Directive 2014/57/EU on criminal sanctions for market abuse
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Market abuse | Date of publication: June, 2014
Directive that covers minimum rules for criminal sanctions for insider dealing, for unlawful disclosure of inside information and for market manipulation to ensure the integrity of financial markets in the Union and to enhance investor protection and confidence in those markets.
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MAR – Regulation (EU) No 596/2014 on market abuse
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Market abuse | Date of publication: June, 2014
Regulation that covers the common regulatory framework on insider dealing, the unlawful disclosure of inside information and market manipulation (market abuse) as well as measures to prevent market abuse to ensure the integrity of financial markets in the Union and to enhance investor protection and confidence in those markets.
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MiFID II – Directive 2014/65/EU on markets in financial instruments
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Consumer protection | Date of publication: June, 2014
Directive aimed at ensuring that financial markets are safer and more efficient and that investors are better protected.
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MiFIR – Regulation (EU) No 600/2014 on markets in financial instruments
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Consumer protection | Date of publication: June, 2014
Requirements in relation to disclosure of trade data to the public; reporting of transactions to the competent authorities; trading of derivatives and organized venues; or non-discriminatory access to clearing and non-discriminatory access to trading in benchmark, among others.
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Guidelines on certain aspects of the MiFID II compliance function requirements
Scope: EU | Regulator: ESMA | Industry: Banking | Topic: Consumer protection | Date of publication: June, 2020
Guides that establish consistent, efficient and effective supervisory practices within the European System of Financial Supervision (ESFS) and to ensure the common, uniform and consistent application of certain aspects of the MiFID II compliance function.
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UCITS – Directive 2014/91/EU amending Directive 2009/65/EC on the coordination of laws, regulations and administrative provisions relating to undertakings for collective investment in transferable securities (UCITS) as regards depositary functions, remuneration policies and sanctions
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Consumer protection | Date of publication: August, 2014
Directive that amends the Directive 2009/65/EC in order to address discrepancies between national provisions in respect of the duties and liability of depositaries, remuneration policy and sanctions.
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PRIIPs – Regulation (EU) No 1286/2014 of the European Parliament and of the Council of 26 November 2014 on key information documents for packaged retail and insurance-based investment products
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: Insurance | Date of publication: December, 2014
Regulation that covers the rules on the format and content of the key information document to be drawn up by PRIIP manufacturers and on the provision of the key information document to retail investors in order to enable retail investors to understand and compare the key features and risks of the PRIIP.
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AML IV – Directive (EU) 2015/849 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing
Scope: EU | Regulator: EP and Council | Industry: Banking | Topic: AML/CFT | Date of publication: June, 2015
Directive on the prevention of the use of the Union's financial system for the purposes of money laundering and terrorist financing.
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Delegated Regulation (EU) 2019/758 to mitigate ML and TF risk in certain third countries
Scope: EU | Regulator: European Commission | Industry: Banking | Topic: AML/CFT | Date of publication: May, 2019
Delegated Regulation that establish a procedure and policies that allow a robust and effective management of ML/TF risk within the group. In particular, this Delegated Regulation covers the following aspects: i) scope, ii) general obligations for each third country, iii) minimum measures, and iv) additional measures.
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Directive (EU) 2019/2177 amending the Solvency II Directive, MiFID II and AML/CFT IV
Scope: EU | Regulator: EP and Council | Industry: Banking; Insurance | Topic: Capital; MiFID and AML/CFT | Date of publication: December, 2019
Directive (EU) 2019/2177 amending the Solvency II Directive, MiFID II and AML/CFT IV, with the aim of adapting the rules to regulatory changes and new challenges in the financial system. The amendments to these three directives take the shape of an improvement in the quality of data provision services, a strengthening of cooperation between supervisory authorities and new powers for the EBA, respectively.
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